Photo: Time magazine.
Time has named Tejasvi Manoj, a 17-year-old at Lebanon Trail High School in Frisco, Texas, Kid of the Year.
Gone are the good old days when cybercriminals used dead giveaways like terrible English! Today they are more and more plausible, laying new traps for anyone not internet savvy, especially old folks like those in my retirement community. I hear the stories.
Jeffrey Kluger reports at Time magazine about teenager Tejasvi Manoj, who wanted to do something about that.
“The unnamed cybercriminals trying to scam seniors out of their money got more than they bargained for when they targeted Tejasvi Manoj’s grandfather back in February 2024.
“Tejasvi, then a 16-year-old junior at Lebanon Trail High School in Frisco, Texas, was driving home from Scouting America camp with her father when he suddenly noticed five missed calls on his phone — all from his 85-year-old father. He called back, and the older man reported that he had received an urgent email from another relative, Tejasvi’s uncle, asking for $2,000 to settle an unexpected debt. Given the apparent emergency, Tejasvi’s grandfather was prepared to transfer the funds — but her father urged him not to and the grandfather, at the suggestion of his wife, then called the uncle to see if the request was legitimate.
“ ‘I never asked you for money,’ came the response. ‘Please don’t send anything until I can look into what’s going on.’
“It was a near miss for the unsuspecting senior. The fact that criminals would seek to take advantage of an old man’s lack of sophistication about the workings of the internet galled Tejasvi. When she got home she went to her room and immediately began researching how common such scams are. Very common, it turns out. …
“Seniors represent a target-rich cohort for the bad guys. They’re typically retired, sitting on pensions and 401(k)s, and may be naive to the techniques favored by con artists. … . According to the Federal Trade Commission, the number of older adults who lost more than $10,000 to online scams increased fourfold from 2020 to 2024. For those who lost $100,000 or more, the increase was seven-fold, for a total of $445 million in 2024 alone. …
“Older Americans clearly need protection, and Tejasvi was determined to provide it. Within the year she had built and launched Shield Seniors, a website designed to educate the 60-plus demographic about what online scams look like, analyze suspicious emails and messages users upload, and, if the communications prove fraudulent, provide links to report them. The site is currently available in a private preview mode only, pending more R&D and fundraising, but is already — like its creator — making itself known. Tejasvi was recognized with an honorable mention in the 2024 Congressional App Challenge; delivered a 2025 TEDx talk in Plano, Texas, about the need to build ‘digital bridges’ to all demographics; and makes occasional appearances at local assisted-living facilities, demonstrating her website and teaching seminars about cybercrime.
“ ‘I remember going to my first seminar and I was super nervous,’ says Tejasvi, whose work has earned her recognition as TIME’s Kid of the Year for 2025. …
“Shield Seniors didn’t come easy. For one thing, Tejasvi had a lot of other activities to attend to. She is active in Scouting America — recently receiving her Eagle Scout rank — and plays violin in her school orchestra. She tutors Bhutanese refugees online in math and English through an organization called Vibha, a nonprofit involved in workforce and scholastic development in India. She also does volunteer work — serving on the leadership board of the North Texas Food Bank Young Advocates Council and packing meals, with the social-enterprise company TangoTab, for families facing food insecurity.
“ ‘I started volunteering in sixth grade,’ she says. ‘I think it’s really important; if you’re lucky yourself, you want to make sure other people feel loved and lucky too.’
“Shield Seniors presented another way to do that, and Tejasvi was well prepared to do the coding that would make the project possible. … Tejasvi began coding in eighth grade, taking cybersecurity classes and attending summer programs sponsored by the nonprofit Girls Who Code. She has also gotten involved in Cyber-Patriot, a joint Air Force and Space Force program to spark interest in cybersecurity and STEM disciplines among young people. …
“In February, after an early version of the site was ready, a story about Shield Seniors and Tejasvi appeared in the Dallas Observer, bringing her to the attention of the people at AARP. ‘They set up a meeting where I walked them through the website, and they were very impressed,’ Tejasvi said. …
“The website that has resulted from all of this work is equal parts intuitive, smart, and artful. Shield Seniors is divided into four principal sections. The first is labeled ‘Learn,’ and helps users master the basics of internet security, such as the importance of creating strong passwords, understanding privacy settings, knowing what information to share and what not to share, and, most important, recognizing what a scam looks like. … ‘Be careful with unexpected messages, especially those that rush you or seem too good to be true.’
“The second section, labeled ‘Ask,’ takes users to a chatbot that answers questions. Interacting with a population that was already approaching middle age when the internet appeared, Tejasvi’s bot keeps its answers simple—holding them to two sentences or even less. …
“The third section, labeled ‘Analyze,’ is where the true brains of the site live. When users click this tab they’re directed to a page that allows them to upload a suspicious text or email, which an AI system will then analyze with what Tejasvi says is 95% accuracy at determining what’s a scam and what’s not a scam. Then, it goes beyond just providing a digital thumbs-up or down.
“ ‘It will also explain why,’ she says, ‘because our goal for Shield Seniors is to make sure older adults are independent and know what to look for.’ …
“Finally, the site includes a ‘Report’ section that allows users to rat the fraudsters out. The site provides links to 14 private and government groups that accept and act on complaints, including the FBI, the Better Business Bureau, the Social Security Administration, AARP, the SEC, and the Consumer Financial Protection Bureau. Just which group is the right one to contact depends on just which kind of fraud was committed. The FBI, for example, is a sort of one-stop-shopping site for all manner of cybercrime, including identity theft, computer intrusions, investment fraud, phishing, and ransomware. The Consumer Financial Protection Bureau responds to complaints involving financial products and services including bank accounts, credit reports, and payments made or requested.”
More at Time, here.
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