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Posts Tagged ‘payment’

Photo: Ogar Monday.
Two students sit outside an experimental Nigerian school’s computer lab, donated by the Irish Embassy.

Today’s article is about an educational experiment in Africa that makes it possible for the “poorest of the poor” to get an education. The experiment is focused on keeping payments low and teaching kids to become “problem solvers.”

Ogar Monday writes at the Christian Science Monitor, “Groups of students, deep in discussion, are huddled under a large schoolyard canopy on a sweltering morning. Flanked by two teachers, Kingsley Bangwell strolls among the students. He stops beside one group and asks, What problem are you solving?’

“Two students rise. Faridat Bakare, a girl with paper in hand, responds. ‘Our work is on the lack of proper business strategy among female-owned small businesses in Kuje,’ she says.

“She explains that many women in that Nigerian city unintentionally limit the growth of businesses they start by overlooking the four P’s of marketing: product, price, place, and promotion. The students’ solution is to start a mentorship cycle connecting established businesswomen with local budding entrepreneurs. Mr. Bangwell nods his approval and moves on to another group.

“Mr. Bangwell is a co-founder of the Knowledge, Solutions, Skills, and Kreativity (Knosk) school in Kuje, on the outskirts of Nigeria’s capital, Abuja. For 100 naira (6 cents) a day, the school provides six years of learning for students who would otherwise be unable to afford it.

“The exercise that Mr. Bangwell is observing is part of a solutions ‘hackathon.’ Over four days, students engage with small-business owners in their communities to identify real-world challenges and develop solutions.

“ ‘The goal is to help them think critically and work collaboratively,’ Mr. Bangwell says. Winning teams receive prizes, but the biggest takeaway, he insists, is that the students realize ‘they, too, can provide answers to questions around them.’

“In 2018, while she was at a hospital in Abuja, Irene Bangwell overheard a cleaner talking about her teenage daughter, who had dropped out of school to work alongside her. The cleaner explained that she couldn’t afford the $19-per-term school fees for the girl. She believed that it was better for her daughter to work and save money than to attend an underfunded public school with little promise of quality education.

“Mrs. Bangwell, who had spent years working with young people, understood the mother’s concerns. Although public schools in Nigeria are mostly free, they are chronically underfunded, which has led to crumbling infrastructure, teacher shortages, and frequent strikes. Private schools provide better alternatives, but with nearly 39% of Nigerians living below the poverty line, many families find such schools out of their reach.

“Mrs. Bangwell shared the cleaner’s story with her husband, who has a background in youth development. They started Knosk in September 2019 after reaching out to community leaders, churches, mosques, and public primary schools, asking them to refer students who couldn’t afford secondary education. …

“Parents contribute $4 per term.

“ ‘We cater to the poorest of the poor,’ Mrs. Bangwell says. ‘If we don’t take the child in, they have no other chance at an education.’

“The school provides a curriculum that integrates computer and vocational skills, daily lunch, menstrual supplies for female students, and a boarding facility for a few students. …

“Victoria Simon, one of Knosk’s pioneer students, was 6 months old when she lost her father. By age 9, she had also lost her mother, leaving her in the care of her older sister. After Victoria completed primary school in 2018, her family had no means to send her for further education.

“ ‘We were ready to give up when my sister heard about Knosk,’ Victoria recalls.

“The school sounded too good to be true. But two weeks later, Victoria took Knosk’s entrance exam and wrote a 300-word essay about her aspirations. ‘I wrote about creating a free six-month training program for women and giving them tools to start their businesses,’ she says. …

“For some families, even the small fees that Knosk charges are a struggle. And according to Mrs. Bangwell, those fees are not enough to sustain the school. ‘Between paying teachers, uniforms, feeding the kids, and providing learning materials, we need more support,’ she says. Yet no child is ever turned away for unpaid fees.

“The school, which started with 30 students and now has 170, relies heavily on what it calls ‘education angels.’ These are individuals and organizations that sponsor students, for $156 per year.

“Knosk’s impact hasn’t gone unnoticed. ‘The quality of teaching and learning there is comparable to any private school in this area,’ says Daudu Shedrach, an education inspector with the Federal Capital Development Authority. …

“At Knosk, every student is called ‘solver,’ a title that reflects expectations. ‘A solver sees problems and takes action,’ Mrs. Bangwell explains. ‘We build their capacity to see beyond their challenges and to think like contributors to society, not victims.’

“For solvers like Mustapha Ibrahim, who joined Knosk in 2019 after losing his father two years earlier, the title has become a compass for how he approaches life. ‘There is no problem that I cannot solve,’ he says. ‘I just have to think hard about it.’

“Mustapha recalls how he once struggled with self-doubt and anger, believing that his life had ended when his father died. … Today, Mustapha dreams of becoming an aeronautical engineer. ‘I’m always fascinated by how airplanes stay in the sky despite their weight,’ he says.

“He also hopes to give back to the school that changed his life.

“ ‘I want to make it,’ he says, ‘and then come back to help other kids like me. Because I honestly don’t know who I would have become without this place.’ ”

More at the Monitor, here. No firewall. Subscriptions are reasonable.

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Some years ago I asked a woman who headed an excellent Rhode Island nonprofit for housing whether she gave money to panhandlers. She said she did not, and I thought I shouldn’t either. But Mother Teresa had said to smile at people in need. I found I could manage that.

The belief that giving money leads panhandlers to buy drugs has long been the common wisdom. But a new study from Canada suggests it’s wrong.

Francesca Giuliani-Hoffman reports at CNN, “You’ve heard this refrain before — giving money to homeless people is not the best way to help them because it might be squandered, or spent on harmful habits.

“But a new Canadian study makes a powerful case to the contrary. The study, dubbed ‘The New Leaf Project,’ is an initiative of Foundations for Social Change, a charitable organization based in Vancouver, in partnership with the University of British Columbia.

“Researchers gave 50 recently homeless people a lump sum of 7,500 Canadian dollars (nearly $5,700). They followed the cash recipients’ life over 12-18 months and compared their outcomes to that of a control group who didn’t receive the payment. The preliminary findings, which will be peer-reviewed next year, show that those who received cash were able to find stable housing faster, on average. By comparison, those who didn’t receive cash lagged about 12 months behind in securing more permanent housing.

“People who received cash were able to access the food they needed to live faster. Nearly 70% [maintained] greater food security throughout the year.

The recipients spent more on food, clothing and rent, while there was a 39% decrease in spending on goods like alcohol, cigarettes or drugs. …

“Said Claire Williams, the CEO and co-founder of Foundations for Social Change, ‘We really think it’s important to start testing meaningful risk-taking in the name of social change.’ …

“The 115 participants in the randomized controlled trial were between the ages of 19 and 64, and they had been homeless for an average of 6 months. Participants were screened for a low risk of mental health challenges and substance abuse. Funding for the initiative came from a grant from the Canadian federal government, and from donors and foundations in the country.

” ‘One of the things that was most striking is that most people who received the cash knew immediately what they wanted to do with that money, and that just flies in the face of stereotypes,’ Williams told CNN.

“For example, she explained some cash recipients knew they wanted to use the money to move into housing, or invest in transportation — getting a bike, or taking their cars to the repair shop to be able to keep their jobs. Others wanted to purchase computers. A number of them wanted to start their own small businesses. …

“Direct cash transfers are not ‘a silver bullet for homelessness in general,’ and the program focused on ‘a higher functioning subset of the homeless population,’ Williams said, but she believes the research shows that providing meaningful support to folks who have recently become homeless decreases the likelihood they will become entrenched. …

“The study shows there are advantages for the taxpayer, too. According to the research, reducing the number of nights spent in shelters by the 50 study participants who received cash saved approximately 8,100 Canadian dollars per person per year, or about 405,000 Canadian dollars over one year for all 50 participants.”

More details at CNN, here.

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